Liability Crisis: Is it Over?

Introduction

Is the liability insurance crisis of a few years ago over? Maybe. Insurance is more widely available, rates have stabilized and industry profits are up. But the controversy continues. Many consumers are finding that insurance isn't equally available everywhere; others point out that if rates have stabilized, it is at the high levels they reached in the midst of the crisis. And critics note that the cyclical nature of the insurance industry means that when one crisis ends, another may not be far behind.

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