Insurance Against Unemployment

February 19, 1931

Report Outline
State and Federal Investigations of Unemployments Insurance
American Experiments with Unemployment Benefits
Legislative Proposals for Unemployment Insurance
Current Discussion of Unemployment Insurance

State and Federal Investigations of Unemployments Insurance

Unemployment has been recognized for a decade or more as a problem of national importance. Formerly regarded as the result of individual causes and as a matter for local relief, a series of events has led the American people to view unemployment as a problem of national concern and to attribute it to causes beyond the control of the individual worker or employer. This change in attitude began shortly before the outbreak of the World War with the development of the idea that business fluctuates in cycles between prosperity and depression, and the operation of the business cycle has since come to be considered the chief cause of widespread unemployment.

Official recognition of the national scope of the problem came with the President's Conference on Unemployment in 1921 which, among other things, recommended voluntary experiments with unemployment insurance. Local trade unions had long provided out-of-work benefits for their members. Joint schemes, set up by coöperation between unions and employers in certain industries, had been tried as early as 1894, And after 1915 several individual firms had experimented with unemployment benefit plans. Meanwhile, unsuccessful attempts to introduce compulsory unemployment insurance systems had been made in half a dozen or more of the industrial states. At Washington the subject was considered by congressional committees in 1916, and again in 1928–29, without affirmative action.

State and Federal Investigations of Unemployment Insurance

Public discussion of unemployment insurance was renewed last month when the governors of seven industrial states met at Albany, January 23–25, at the call of Governor Roosevelt, to consider the unemployment problem. The governors discussed with economists various schemes of insurance against unemployment and authorized the governor of New York, after further study, to call another conference to report on European and American experience with compulsory and voluntary plans. The governors' conference took no action committing either the executives or their respective states to any program of public unemployment insurance.

ISSUE TRACKER for Related Reports
New Deal, Great Depression, and Economic Recovery
Feb. 20, 2009  Public-Works Projects
Jul. 25, 1986  New Deal for the Family
Apr. 04, 1973  Future of Social Programs
Nov. 18, 1944  Postwar Public Works
Apr. 12, 1941  Public Works in the Post-Emergency Period
Mar. 08, 1940  Integration of Utility Systems
Feb. 26, 1938  The Permanent Problem of Relief
Jun. 08, 1937  Experiments in Price Control
Jan. 05, 1937  Credit Policy and Control of Recovery
Nov. 27, 1936  New Deal Aims and the Constitution
Oct. 16, 1936  Father Coughlin vs. the Federal Reserve System
Sep. 25, 1936  Roosevelt Policies in Practice
Feb. 11, 1936  Conditional Grants to the States
Dec. 11, 1935  Capital Goods Industries and Recovery
Sep. 25, 1935  Unemployment Relief Under Roosevelt
Jul. 17, 1935  The R.F.C. Under Hoover and Roosevelt
Jul. 03, 1935  Six Months of the Second New Deal Congress
Jun. 04, 1935  The Supreme Court and the New Deal
Mar. 05, 1935  Public Works and Work Relief
Feb. 16, 1935  Organized Labor and the New Deal
Dec. 04, 1934  Rural Electrification and Power Rates
Oct. 26, 1934  Federal Relief Programs and Policies
Jul. 25, 1934  Distribution of Federal Emergency Expenditures
Jul. 17, 1934  Debt, Credit, and Recovery
May 25, 1934  The New Deal in the Courts
Mar. 27, 1934  Construction and Economic Recovery
Mar. 19, 1934  Price Controls Under N.R.A.
Feb. 15, 1934  Federal Promotion of State Unemployment Insurance
Jan. 10, 1934  Government and Business After the Depression
Jan. 02, 1934  The Adjustment of Municipal Debts
Dec. 12, 1933  The Machine and the Recovery Program
Dec. 05, 1933  Winter Relief, 1933–1934
Nov. 11, 1933  Power Policies of the Roosevelt Administration
Oct. 28, 1933  Buying Power under the Recovery Program
Oct. 19, 1933  Land Settlement for the Unemployed
Sep. 20, 1933  The Capital Market and the Securities Act
Jul. 18, 1933  Public Works and National Recovery
Jul. 01, 1933  The Plan for National Industrial Control
May 03, 1933  Economic Readjustments Essential to Prosperity
Apr. 26, 1933  Government Subsidies to Private Industry
Mar. 25, 1933  Rehabilitation of the Unemployed
Feb. 17, 1933  Federal Cooperation in Unemployment Relief
Nov. 16, 1932  Systems of Unemployment Compensation
Nov. 09, 1932  Policies of the New Administration
Aug. 18, 1932  Emergency Relief Construction and Self-Liquidating Projects
Dec. 28, 1931  Relief of Unemployment
Aug. 01, 1931  National Economic Planning
Jul. 20, 1931  Dividends and Wages in Periods of Depression
Feb. 19, 1931  Insurance Against Unemployment
Jan. 19, 1931  Business Failures and Bankruptcy Administration
Jan. 01, 1931  Federal Subsidies to the States
Dec. 08, 1930  Federal Relief of Economic Distress
Sep. 25, 1930  The Extent of Unemployment
May 16, 1930  Politics and Depressions
Dec. 20, 1929  The Federal Public Works Program
Jun. 08, 1929  The Federal Reserve System and Stock Speculation
Apr. 14, 1928  The Federal Reserve System and Price Stabilization
Feb. 25, 1928  The Federal Reserve System and Brokers' Loans
Economic Crises
Insurance Industry
Unemployment and Employment Programs